Free Basic Checking


  Minimum Balance:

$100.00 to open

            No Monthly minimum balance

  Fees:

            None

  Features:

Debit/ATM card available

Image statements include copies of checks

Free On-line Banking

 

Interest Checking


  Minimum Balance:

$100.00 to open

$500.00 daily or average of $1000.00 to avoid service charge

  Interest:

Stated Rate on entire balance

  Fees:

$10.00 monthly service charge if balance falls below minimum

  Features:

Debit/ATM card available

Image statements include copies of checks

Free On-line Banking

 

Peak Performance Interest Checking


  Minimum Balance:

100.00 to open

$1000.00 daily balance or average of $2000.00 to avoid service charge

  Interest:

Tiered Rate based on balance level:

Tier I – $0 to $4999.99

Tier II - $5000.00 to $9999.99

Tier III - $10000.00 and above

  Fees:

$15.00 monthly service charge if balance falls below minimum

  Features:

Debit/ATM card available

Image Statements include copies of checks

Free printed checks – limit 2 boxes Corporate Image checks per year

(40% discount on other selected styles)

Free Small Safe Deposit Box – 25% discount on larger sizes

Free Money Orders, Cashiers Checks and Travelers Checks

Free Foreign ATM withdrawals – limit 4 a month

Free On-line Banking

 

Money Market Checking


  Minimum Balance:

$2000.00 to open

$2000.00 daily minimum balance to avoid service charge

  Interest:

Tiered Rate based on balance level:

$0 -$9999.99

$10000.00 - $24999.99

$25000.00 - $49999.99

$50000.00 - $74999.99

$75000.00 and above

  Fees:

$15.00 monthly service charge if balance falls below minimum

$5.00 per withdrawal over six per month

  Features:

                  Debit/ATM card available

                  Image statements include copies of checks

Six withdrawals allowed per month;

three of which may be by check or third party debit

Free On-line Banking

 

Savings Account


  Minimum Balance:

$100.00 {Regular} to open and to avoid service charge

$25.00 {Youth} to open and to avoid service charge

  Interest:

Stated Rate on entire balance

  Fees:

$2.00 per quarter if balance falls below minimum

$2.00 per withdrawal over nine per quarter

  Features:

                  ATM card available

Interest paid quarterly

Image statements quarterly

Free On-line Banking

Certificates of Deposit


  Minimum Balance:

                  $1000.00 to open

  Interest:

                  Competitive Interest Rates based on maturity term

                  Interest can be compounded, paid by check or deposited to a Lone Summit Bank checking
                  or savings account

  Features:

                  Maturities ranging from 3 months to 60 months available

                  Penalties may apply on early withdrawals