. . . all your lending needs under one roof.

Residential Lot Loans

Lone Summit Bank has a residential lot loan to fit your needs

Ø A short-term loan when you plan to start building within 6 months. This gives the time to choose your
          builder, decide on a floor plan and arrange for your construction loan with Lone Summit Bank.
Ø Long term lot purchase financing may be what you need.
Buy the lot now and build on it later!

Residential Constructions Loans

Ø Purchase your land and build all in one loan
Ø Competitive Interest Rates
Ø Flexible draws
Ø Interest only payments during construction phase

Residential Home Loans

New Purchases and Re-Financing

Ø Fixed Rate, Balloon and Adjustable Rate programs
Ø No application fee
Ø Competitive Interest Rates
Ø Quick Approvals

Home Equity Loans

You decide how to use the money! Convenient way to finance home improvements, education – even a well-deserved vacation.

Ø Variable rate, revolving line of credit based on available equity in your home
Ø Easy access to funds – just write a check!
Ø Interest may be tax deductible. Consult your tax-preparer to be certain.
Ø Contact us for details.

Auto, Boats, RV and Off Road Vehicle Loans

Ø Financing available on new and used vehicles
Ø Competitive Rates
Ø Fast decisions
Ø Direct withdrawal from a Lone Summit Bank account available

Home Improvement Loans

Fixed Rate Second Mortgage

Ø Fixed Rates Available
Ø Competitive Interest Rates
Ø Quick Approvals